Periodically, we will meet with our Clients in personal reviews to discuss results, identify opportunities and make adjustments

You may view your Schwab accounts online in real time — 24/7

You will receive:

• – Clear, transparent statements of your holdings and transactions
• – Frequent market commentaries and ongoing communications to keep abreast of economic/market trends
• – Customized quarterly portfolio performance reports to measure progress vs. goals

At year-end, the Client will receive an annual summary, including tax details

Starmont will facilitate communications with your other advisors, including your CPA

We will review and adjust your Starmont Objective whenever:

• – Your personal situation or objectives change
• – You would like to change the risk exposure of your portfolio

Your portfolio results over time are compared to benchmark indexes such as…